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Apply for Honda Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.

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Auto Financing Has Never Been Easier

When you choose AutoNation Honda Clearwater for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.

Frequently Asked Questions


Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.

Lease vs. Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.

Get Pre-Qualified

Honda Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. [Dealership Name] offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

Appearance & Maintenance

Theft & Investment

Explore Protection Plans

Shopping Tools

Honda Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.

Estimate Your Payment

Honda Special Offers

AutoNation Honda Clearwater offers a variety of lease specials and financing offers on popular Honda models. Getting behind the wheel of a Honda has never been easier.

View Current Specials

We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*

Get a Certified Offer

Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**

Your Trusted Honda Finance Center in Clearwater


Finance Your New Honda in Clearwater, FL

Come into AutoNation Honda Clearwater today to buy, finance, or lease your new or used Honda. Our friendly and knowledgeable finance team is ready to answer all your questions and help you drive away in a new or used Honda.

Our dealership and finance center are located on U.S. 19 North near Cove Cay Golf Club. It's also easy to get here from Largo and Pinellas Park. You'll find a huge inventory with favorites like the Honda Civic, Honda CR-V, Honda Accord, Honda Pilot, Odyssey, HR-V, and Ridgeline.

AutoNation Honda Clearwater Specials and Lease Deals

Before you sign anything, look at our current specials. They are designed to save you money on your next Honda. That includes leasing a new Honda. Leasing is a great way to lower your monthly payments and still drive away with the Honda you wanted.

Leasing and buying are similar in that you get a new car, but there are some differences too.

  • Monthly payments are lower with leasing because your payments are based on the difference between the current value of the vehicle and the value at the end of your lease, not the full current value.
  • Leases have restrictions, such as no modifications to the car and an annual driving limit.
  • When you lease, you get a new car at the end of the lease without trading in or selling your current car.
  • In both cases, we offer specials to lower your out-of-pocket cost.

Steps to Financing Your New Honda Vehicle

Start the application online to save time when you come to the Honda dealership. 

Bring the following items: 

  • Driver's license
  • Proof of insurance
  • Preferred payment method
  • Proof of income, such as recent pay stubs
  • Trade-in vehicle title and registration 

There are several factors that will determine the amount of the car price to finance, how large of a loan you qualify for, the monthly payment and the interest rate. 

  • Personal information 
  • Credit score
  • Down payment amount
  • Value of a trade-in, if you have one
  • Possible specials: price drops, APR discounts, changes to credit score requirements, and others

Whether you have good credit or bad credit, you'll experience our no hassle financing that gives you access to many different lenders to find the best one for you and our finance pledge that puts you in control to choose your financing option.

Use our payment calculator to get a quick monthly payment estimate.

You can learn more about Honda Financial Services online or by talking to a team member. If you need to build your credit, Honda offers a credit card. 

We'll Buy Your Car

Seriously. AutoNation Honda Clearwater will buy your car, even if you don't buy one from us. Enter your vehicle's information and get a cash offer that'll be good for up to seven days or 500 miles from the date the offer is made.

Get Pre-Qualified  View Our Inventory

Your privacy is important to us.

[Dealership Name] takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.